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What's the smartest thing you've done lately?

Think about when you came up with the solution to a problem at work that no one else thought of. Or maybe the time you paid off a bill instead of buying that new gadget. Or when you helped your high school student solve their Physics homework question.

Yep, feeling smart feels good. Ohio Deferred Compensation wants you to feel smart about your retirement, too. So they've made it even easier to get financially prepared...ahead of time.

The SMarT Plan lets you "Save More Tomorrow." When you enroll in SMarT, your deferral amount to your 457 account will automatically increase each year by the amount you choose to help you reach your individual investing goal.

Your automatic increase will take place each year in the month you pick. So let's say this year you're deferring $100 each pay period. With SMarT, you can set your deferral to increase $20 per pay every July.  So without even thinking about it, your deferral amount will automatically increase to $120 each pay beginning next July.

Investing for retirement is smart. Saving more for retirement is a whole lot smarter. You can sign up, opt out or re-enroll at any time. Most participants schedule their deferrals to increase at the same time as their annual pay raise. It's easy to enroll and costs you nothing.

Investing involves risk, including possible loss of principal.

Get smart. Sign up today.

Download the SMarT Plan Form, fill it out and return it to the Program. Or, call the Program's Service Center toll-free at 1-877-644-6457 and tell them you want to start saving the SMarT way.